Qeveria ka d\u00ebrguar p\u00ebr shqyrtim n\u00eb Kuvend projektligjin \u201cP\u00ebr sigurimin e detyruesh\u00ebm t\u00eb banesave nga t\u00ebrmetet dhe p\u00ebrmbytjet\u201d, i cili parashikon krijimin e nj\u00eb mekanizmi t\u00eb ri financiar publik p\u00ebr p\u00ebrballimin e d\u00ebmeve nga fatkeq\u00ebsit\u00eb natyrore.<\/p>\n
N\u00eb qend\u00ebr t\u00eb k\u00ebtij sistemi q\u00ebndron Fondi Komb\u00ebtar i Sigurimit t\u00eb Detyruesh\u00ebm nga T\u00ebrmetet dhe P\u00ebrmbytjet, i cili do t\u00eb administroj\u00eb t\u00eb gjith\u00eb skem\u00ebn e sigurimit t\u00eb banesave n\u00eb nivel komb\u00ebtar.<\/p>\n
Fondi do t\u00eb jet\u00eb person juridik publik, i organizuar n\u00eb form\u00eb shoq\u00ebrie aksionare, me funksion financiar dhe administrativ. Ai do t\u00eb grumbulloj\u00eb primet e sigurimit t\u00eb detyruesh\u00ebm q\u00eb do t\u00eb paguhen nga pronar\u00ebt e banesave dhe do t\u2019i p\u00ebrdor\u00eb k\u00ebto t\u00eb ardhura p\u00ebr d\u00ebmshp\u00ebrblimin e d\u00ebmeve t\u00eb shkaktuara nga t\u00ebrmetet dhe p\u00ebrmbytjet.<\/p>\n
Sipas projektligjit, \u00e7mimi i sigurimit nuk do t\u00eb p\u00ebrcaktohet nga tregu, por do t\u00eb miratohet nga K\u00ebshilli i Ministrave, mbi baz\u00ebn e riskut, zon\u00ebs gjeografike dhe tipologjis\u00eb s\u00eb nd\u00ebrtes\u00ebs. Metodologjia e llogaritjes s\u00eb primit do t\u00eb mb\u00ebshtetet n\u00eb modele aktuariale t\u00eb zhvilluara p\u00ebr kushtet e Shqip\u00ebris\u00eb.<\/p>\n
N\u00eb k\u00ebt\u00eb skem\u00eb, kompanit\u00eb private t\u00eb sigurimit nuk do t\u00eb mbajn\u00eb riskun financiar, por do t\u00eb veprojn\u00eb si agjent\u00eb p\u00ebr shp\u00ebrndarjen e kontratave, mbledhjen e primeve dhe administrimin teknik t\u00eb procesit. T\u00eb ardhurat e mbledhura do t\u00eb transferohen n\u00eb Fond, i cili do t\u00eb jet\u00eb institucioni p\u00ebrgjegj\u00ebs p\u00ebr pages\u00ebn e d\u00ebmeve.<\/p>\n
N\u00eb rast t\u00eb nj\u00eb fatkeq\u00ebsie natyrore, d\u00ebmet do t\u00eb vler\u00ebsohen nga ekspert\u00eb t\u00eb licencuar, nd\u00ebrsa pagesa e d\u00ebmshp\u00ebrblimit do t\u00eb kryhet nga Fondi, brenda afateve t\u00eb p\u00ebrcaktuara. D\u00ebmshp\u00ebrblimi do t\u00eb mbuloj\u00eb d\u00ebmet materiale t\u00eb banes\u00ebs dhe t\u00eb sendeve brenda saj, por jo humbje t\u00eb aktivitetit ekonomik apo fitime t\u00eb munguar.<\/p>\n
Projektligji parashikon gjithashtu q\u00eb Fondi t\u00eb krijoj\u00eb rezerva financiare, p\u00ebrmes administrimit dhe investimit t\u00eb t\u00eb ardhurave, me q\u00ebllim p\u00ebrballimin e ngjarjeve me ndikim t\u00eb madh financiar. Fondi nuk i n\u00ebnshtrohet procedurave t\u00eb falimentimit apo likuidimit, duke synuar garantimin e vazhdim\u00ebsis\u00eb s\u00eb tij n\u00eb \u00e7do situat\u00eb.<\/p>\n
Struktura drejtuese e Fondit p\u00ebrb\u00ebhet nga Asambleja e P\u00ebrgjithshme, K\u00ebshilli Mbik\u00ebqyr\u00ebs dhe Administratori. K\u00ebshilli Mbik\u00ebqyr\u00ebs ka rol ky\u00e7 n\u00eb miratimin e politikave t\u00eb investimit, rregulloreve dhe drejtimit strategjik t\u00eb Fondit.<\/p>\n
Me k\u00ebt\u00eb skem\u00eb t\u00eb re, shteti synon t\u00eb zhvendos\u00eb menaxhimin e riskut nga nd\u00ebrhyrjet emergjente pas fatkeq\u00ebsive, drejt nj\u00eb sistemi t\u00eb parashikuesh\u00ebm sigurimi, duke reduktuar ekspozimin e drejtp\u00ebrdrejt\u00eb t\u00eb buxhetit t\u00eb shtetit dhe duke krijuar nj\u00eb mekaniz\u00ebm t\u00eb q\u00ebndruesh\u00ebm financiar p\u00ebr mbrojtjen e banesave.<\/p>\n","protected":false},"excerpt":{"rendered":"
Qeveria ka d\u00ebrguar p\u00ebr shqyrtim n\u00eb Kuvend projektligjin \u201cP\u00ebr sigurimin e detyruesh\u00ebm t\u00eb banesave nga t\u00ebrmetet dhe p\u00ebrmbytjet\u201d, i cili parashikon krijimin e nj\u00eb mekanizmi t\u00eb ri financiar publik p\u00ebr p\u00ebrballimin e d\u00ebmeve nga fatkeq\u00ebsit\u00eb natyrore. N\u00eb qend\u00ebr t\u00eb k\u00ebtij sistemi q\u00ebndron Fondi Komb\u00ebtar i Sigurimit t\u00eb Detyruesh\u00ebm nga T\u00ebrmetet dhe P\u00ebrmbytjet, i cili do […]<\/p>\n","protected":false},"author":5,"featured_media":55869,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,6332,29228],"tags":[39979],"class_list":{"0":"post-95269","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-aktualitet","8":"category-te-fundit","9":"category-vendi","10":"tag-krijohet-kompania-shteterore-e-sigurimit-te-detyrueshem-nga-termeti-dhe-permbytjet"},"_links":{"self":[{"href":"https:\/\/jugulajm.net\/index.php?rest_route=\/wp\/v2\/posts\/95269","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jugulajm.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jugulajm.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jugulajm.net\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/jugulajm.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=95269"}],"version-history":[{"count":1,"href":"https:\/\/jugulajm.net\/index.php?rest_route=\/wp\/v2\/posts\/95269\/revisions"}],"predecessor-version":[{"id":95270,"href":"https:\/\/jugulajm.net\/index.php?rest_route=\/wp\/v2\/posts\/95269\/revisions\/95270"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jugulajm.net\/index.php?rest_route=\/wp\/v2\/media\/55869"}],"wp:attachment":[{"href":"https:\/\/jugulajm.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=95269"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jugulajm.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=95269"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jugulajm.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=95269"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}